Permanent Status?


#1

I was told by my LTD provider that I am now on “permanent” status? Anyone familiar with this and what it entails? I’ve been on LTD for 6 plus years now.


#2

Likely means that they will contact you yearly for updates as they can find no way to say you would be employable.

That said-you just did the activity tracker–so I would think as a last chance effort they may use surveillance.


#3

The insurance companies use computer systems that require them to “categorize” every claim. “Permanent Status” is a categorization that is commonly used. So, it means they have clicked a dropdown menu to categorize your claim as permanent status.

This generally means they have accepted you have a long-term disability and will only need occasional updates from you. Keep in mind this is no guarantee they won’t change your status to “Approved - Under Investigation” in the future if a new claims manager comes along.


David Brannen

Disability Lawyer with Resolute Legal

The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliabile manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please click here to request a free consultation or call toll free 1-877-282-5188 to speak with a member with our disability claim support team.


#4

Apparently I will get that status if my CPP-D is approved.
I can see all sorts of bad stuff the insurance can do if I get denied the first time but I’m hoping for the best.