I just passed my 4 year mark on LTD. They consider me permanently disabled. I did not know until recently and this wasn’t done through any consultation through my healthcare providers. They made the decision on their own. My doctor wants to say it’s also permanent but I’ve asked him to hold off for now. It will affect my employment and i still want to try different therapies. Plus when i agree to it i feel like it would actually make it permanent and hinder any process i could make.
I do also work part-time. I wish i worked less than i did as i find it difficult but for the last year LTD has not bothered me and i don’t want to poke the bear.
They recently sent me a letter asking if my condition changed, volunteering anywhere or taking any courses. And shortly after i started noticing a car hanging around my place. I know David has said it costs them too much to do surveillance but others in my household are starting to notice this vehicle. I haven’t even brought it up to them.
Anyone have any insight? Why would they do it now? How long does it usually last?