Ltd after 2 years

We’ve completed the assessment of your claim and have determined that
your benefits will continue past 2 years , the Change of Definition
(COD) date in your disability plan. For your definition of disability, see
Section 2.
Details about your benefits
Your monthly benefit will continue as before.
What happens now?
We’ll continue to support you through your recovery.
You need to:
• Continue to actively participate in your recovery plan
• Make goals you can work towards
• Keep a positive attitude
• Stay in touch with us – let us know how you’re progressing.
This letter was sent to me on January, I have several health problems mental health,4 stages of Osteoarthritis, Back spinose, and Aortic dissolution 42mm. I am 58 years old. Is this finale of Manuel’s life also I am receiving CPPD. How often do they request information from FD?
Thank you

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If they think your condition might improve, every 1 to 3 months. If they think it won’t improve, about once a year. I just kept a copy of the form and copied the information over each time.

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Almost for two years was every months something to submit .Since I recevede the letter the did not requested anything.

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I received the exact same wording from my LTD insurer about 10 months before my change in definition. Have they asked for any updates?

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Hi, at your age 58 this likely means they will approve you to age 65 if your plan goes that far. Often they will look for annual updates. Keep an eye out for update forms in the mail.


David Brannen

Disability Lawyer with Resolute Legal

The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please click here to request a free consultation or call toll free 1-877-917-7050 to speak with a member with our disability claim support team.

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