My insurer told me today that they will be sending me documents to apply for CPP D. I have been on LTD for 1 year and few months.
I went on disability( std) in July 2016 after being at my current work for a year and 4 months, and later I went on LTD.
Before my current employment, the last time I worked was for a year (2013-2014), and before that it was( 2009-2012).
Now my question is: am I eligible for cpp d? After looking through the requirements, I believe that I am not eligible. But does the insurance look at that or they don’t care, they just ask to apply even though they know I am not eligible?
Also I am still in my late twenties.
Any insight will be helpful.