Hi I have been receiving LTD payments for one year. The insurance company cheated me pretty badly by covering my income amount from 4 years ago instead of my income at time of disability. This amounted to receiving half of what I should be getting and making it very difficult to survive.
I was wondering if I apply for the CPP disability benefit will my insurance company be notified somehow? They have never asked me to apply for CPP. I am wondering if i am able to apply for CPP Disability and receive CPP benefits without the LTD insurance company knowing. This would offset the money I should be receiving. If they are somehow affiliated with the government and find out I believe they would just take any CPP money I receive and there would be no point in applying.
Any advice would be appreciated