Good day folks.Does cppd contact ltd regarding cppd approval?I applied for cppd and the offset is reflected in my monthly payments but i havent heard from ltd or cppd?
Is it normal for cppd to inform ltd of the approval(for offsets and retro)without hearing from either?
Hi, It is unusual for CPP disability not to inform you of the claim approval a the same time as the LTD insurer. What could be going on here is the LTD insurer is estimating and deducting your CPP benefit before the approval has been given. Most insurers are allowed to do this under the terms of the group insurance policy. However, Service Canada will contact the LTD insurer if there is an “Irrevocable Consent to Deduct and Pay” in place.
David Brannen
Disability Lawyer with Resolute Legal
The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please click here to request a free consultation or call toll free 1-877-917-7050 to speak with a member with our disability claim support team.