Tinnitus, Migraines, chronic back pain

CPP Disability
1

Hi there

I am considering applying for CPP disability benefits, I have a variety of problems and chronic pain as the result of 5 motor vehicle accidents, (herniated disks and whiplash.)

I have chronic tinnitus, and migraines, and a variety of injuries that cause pain. I’m also under a lot of stress. I manage to work and then I get knocked down with a really bad migraine that will last several days.

I’m not sure how to approach the application process - whether I should focus on one condition - or all of them together.

I try to deal with the pain using natural methods as I find the pain killers and muscle relaxers prescribed by the doctors and so strong that I can’t function.

I’m hoping you can advise me.

Thanks

Louise

2

All.
You’re allowed to work but not full time (I think the limit is $15k/year).
Working at all when you apply may cause a denial (just my opinion).

3

I live alone and am self employed, there’s no way that I could not work at all and pay my living expenses…frustrating…

4

Ya but it’s not over yet.
I know waiting is hard but hope for the best.

How do self employed people contribute to CPP?
Is there an extra tax form?

5

We contribute on our income taxes.

6

Do you have the disability tax credit?
If not, apply for that too.

7

good idea… I haven’t applied for disability because I was told I have to be without work for 9 months, how do people that are alone and self employed support themselves for 9 months? I want to continue to work - but not in a full time capacity.

I’m turning 60 and can draw out my CPP soon, but would prefer disability as it’s more money and I would qualify, but I just can’t go 9 months without an income. Apparently once you start CPP, it’s hard to change over to disability. A friend who drew his CPP out at 60 was denied disability, he is now 62 and he became a quadriplegic 6 months ago, the system is ridiculous.

8

Ya, you can only get regular CPP for a few months before you can’t switch to CPP-D.

I haven’t heard of the 9 months.
My CPP-D took 4 months and I thought that was a normal time frame.

9

Have you read this: