Has anyone had a CPPD application treated as a late application?
DTC disability onset date 1995-2027
CPPD disability onset date for the same disability as DTC on medical report/application 1997.
CPPD related disability onset date 2000 on medical report/application.
CPPD application asks when did you feel you couldn’t work regardless to if you worked or not - 2018
CPPD application March 2023
“All is recorded and submitted accordingly to Service Canada”
MA sent a letter to Dr. requesting more information one month roughly from original application to present as it wasn’t submitted in this report. (Reconsideration).
I understand the rules of application dates & retro and waiting periods etc.
Furthermore, my situation seems complex to me anyway. Work history and education aligns with disabilities and the barriers without knowing there was ever a thing like CPPD only to come across it when I was looking for resources via the government to help me with hurdles of business planning for entrepreneurs with disabilities in 2022. It’s been a learning lesson since trying to manage it in 2018 to present. Prior to 2018 I had no idea there was any help for me and was really scared to talk to a dr about it. I didn’t even understand my disability as it was. Anyways it’s complex and now I understand my disabilities. Only if I knew then what I know now.
I have talked to some people who were able to get it late and retroactive. I don’t know what the decision criteria are for accepting it. If you are not eligible for CPPD you should be able to apply for your province’s disability supports. If you didn’t have many contributions for CPP you may be better off doing that anyway, since the amount you receive is based on your CPP contributions.
Take a look at the government benefits finder to see if you missed anything else. The tool is run by the federal government but it includes provincial benefits as well.
Thanks for the response. I am receiving disability assistance & I am eligible for CPP. My estimated CPPD shows along with CPP Child supplement.
I have read that some cases that have been approved have gone back many years regardless of their application date and treated as a late application resulting in years of retro due to the nature of the disability actually meeting the CPPD criteria “then”as well as meeting the MQP at that time, the application being treated as though the application had been submitted years prior , perhaps because the person didn’t know about CPPD etc.
When the MA assesses all the information they can find key points that lead back to an earlier onset date of when the disability became severe and prolonged, the applicant doesn’t have to apply for the late application. The MA will assess the information regardless.
So say a persons on set date was before they turned 18 and they worked but didn’t contribute to
CPP due to age. Those years wouldn’t be applied when determining MQP.
But if a person doesn’t know about the help they could have received medically & financially especially being a youth at that time until adulthood perhaps things would have looked different today. So how does a very complex far from basic medical assessment work determining the actual date when a person is born with the disability that has consistently disrupted a persons life in the real world? Is something so complex even considered or is it swept under the rug?!
Good point. I believe you are correct. Also, somebody who is approved for CPPD first, is automatically approved medically for provincial disability in some provinces.
Provincial disability (social assistance) includes a next step for CPPD recipients which is financial approval. Passing the financial approval step requires you to disclose all assets and income for your household. If your assets and income exceed a certain level, you will be denied Provincial disability. Ownership of your principal residence is often excluded from your assets. Non taxable LTD is included in the monthly financial resources available to you.
It’s a good idea to review your province’s financial eligibility because if you are eligible due to CPPD approval, there are many other benefits that may be available to you such as drug, health and dental benefits. There are special allowances that may be available to you (e.g. moving allowance, emergency expenses). These other benefits may extend to your family as well. Each province has its own list of benefits and qualifying criteria.
Provincial disability is a disability support of last resort. They will require you to pursue every source of possible income and deduct this income from your Provincial disability payment (e.g. early CPP at age 60+, workplace pensions, CPPD, accident income, etc.).
My comments describe the general approach to Provincial disability which differs among provinces.
