How do I calculate the amount to repay Ltd provider retro?
Manulife coverage started June 2nd, 2021 and I received my first check in July. Manulife ended my coverage June 30th, 2022 and I received my last Manulife check July 2022.
Cppd retroactive is from December 2021 to November 2022.
The best advice I think anyone can give you is to make a call to Resolute for a free consultation to review everything from your benefits denial to the retro amount you think you owe Manulife. It’s just makes sense to have this review done before you finalize things with Manulife. Cheers
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December through June is 7 months, but most insurers don’t take the inflation adjustment so I’m guessing it’s 7x your December CPPD amount.
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I looked back at mine from December and January. If you multiply the amount you get now x 0.9737134274 that will give you your December amount.
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You calculated it by figuring out the overlapping months where there was a CPP payment and LTD payment. Assuming your dates are correct, in the example above, the repayment range for CPP would be Dec 2021 to July 2022.
David Brannen
Disability Lawyer with Resolute Legal
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