CPP-D - Late Applicant provision

Disability Insurance
1

Became sick and unable to do my job in 2013, paid into CPP with max contributions from 1991 to 2013, was on LTD for 2 years until the drop me, resigned from my job in 2015 due to my medical condition, tried to go back to school in 2015 but had to drop out again due to my condition, stayed home after that to raise my kids.

Just found out my medical condition would qualify under CPP, Wondering if it’s worth a shot applying under the “Late Applicant Provision” or if anybody had any success with that provision.

Provision:

If you are applying for a CPP disability benefit but stopped working so long ago that you are now too late to apply but you meet all the other conditions of eligibility, you may still be eligible for a benefit. This is called the late applicant provision

You may be eligible if:

you had enough years of CPP contributions when you first became severely disabled; and
you have been continuously disabled (as defined by CPP legislation) from that date up to the present time.
Contact Canada Pension Plan for more information.

2

Yes you should apply if you have been continuously disabled are unable to work for the foreseeable future.

David Brannen

Disability Lawyer with Resolute Legal

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