Lawsuit simplified:
Plaintiff Name, Blame, Claim
Defendant: Deny, Delay, Defend
If you retain a lawyer and file a claim then the Insurer will chose to surrender and pay, to settle or to litigate.
You should seriously consult a lawyer if it has been more than two months to get a response on your claim.
If you are getting the run around or are not being treated fairly with respect to rehab or vocational.
You have a feeling that your claim is about to be terminated. You are requested to go to an IME or other testing just prior to your change of definition.
It is often easier to get the claim back on track before your claim is terminated. Once you are cut off it is often a longer road ahead of you to get the benefits reinstated.
Insurance companies are professional litigators and their legal costs are a corporate tax deduction.
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Off topic on disability-but this is my favorite self represented claimant that appeared in Manitoba Court of Appeal.
As is evident from the foregoing excerpt from the transcript, the judge would not permit the appellant to speak to the issue of judicial bias. The appellant was agitated. The judge was, no doubt, frustrated. This exchange culminated in the appellant choosing to disrupt the proceedings by commencing to disrobe. The appellant described her actions to the judge as “a form of non-violent protest” which would continue until the judge would hear her motion for judicial bias.
Case here: https://www.canlii.org/en/mb/mbca/doc/2006/2006mbca44/2006mbca44.html?searchUrlHash=AAAAAQAHZGlzcm9iZQAAAAAB&resultIndex=1
As good as the truck driver who sent graphic pictures of his hemorrhoids via multiple faxes to workers comp.
She won her appeal and the truck driver proved his claim! Outside of the box thinking
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I once had a client partially disrobe in a hearing (much to my dismay), and we did win the case. Still would not recommend this strategy 
David Brannen
Disability Lawyer with Resolute Legal
The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliabile manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please click here to request a free consultation or call toll free 1-877-282-5188 to speak with a member with our disability claim support team.
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