Plaintiff Name, Blame, Claim
Defendant: Deny, Delay, Defend
If you retain a lawyer and file a claim then the Insurer will chose to surrender and pay, to settle or to litigate.
You should seriously consult a lawyer if it has been more than two months to get a response on your claim.
If you are getting the run around or are not being treated fairly with respect to rehab or vocational.
You have a feeling that your claim is about to be terminated. You are requested to go to an IME or other testing just prior to your change of definition.
It is often easier to get the claim back on track before your claim is terminated. Once you are cut off it is often a longer road ahead of you to get the benefits reinstated.
Insurance companies are professional litigators and their legal costs are a corporate tax deduction.