I just received a letter from my Insurance company LTD/Waiver of Premium. The letter states “The purpose of this letter is to advise you of the change in your group policy’s definition of disability, effective Aug 16, 2019. As outlined in our letter dated July 6, 2017 approving your LTD benefit claim, benefits are paid during the first during the first 24 months on the basis that your disability prevents you from performing the essential duties of your own occupation. After this time period, benefits continue if your disability prevents you from performing the essential duties of any occupation taking into consideration your training, education and past work experience. At this time, I am unable to determine whether or not you will continue to qualify for benefits at the end of this period, but your case manager will continue to assess your claim.”
I am participating in the gradual work return/rehab program. It’s starting Sept. 17 or Sept. 24. I’m assuming I am still being paid during the rehab program? It’s 6 to 8 weeks.