RRSP Withdrawal and effect on CPPD and LTD

If you take money out of an RRSP, will your CPP Disability and LTD be reduced by the amount taken out? My policy states:

“If necessary, the amount of your benefit will be further reduced so that your total
income from all sources does not exceed 85% of your pre-disability gross earnings
(net earnings, if your benefit is non-taxable). All sources include those sources stated
above and any benefit you are entitled to receive from:
! any group, association or franchise plan
! any retirement or pension plan”

I think that means they will deduct your RRSP.
Get a free consult about your situation:

Second thought, you’re not “entitled”, you “choose”.
Ask your insurance company.
It won’t affect CPP-D.