What can I do to keep my retroactive payment without them deducting my monthly regular payment I thought that was for the months I didn’t receive payment?
The insurance company should only deduct the retro for the months they were paying you.
Are you saying the retro goes back months before the insurance company started paying you?
Don’t sign the form saying Service Canada can pay the insurance company directly.
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Hey there,
I was just told at service Canada that I have been approved for cppd! I am wondering if you receive the retro active at right away or with your first monthly payment? I haven’t received my approval letter yet but it’s confirmed I am approved. Thanks for any info🙂
Awesome, great to hear.
My retro went directly to the insurance company.
I think the retro is paid sooner.
Thanks for your quick response. I don’t deal with an insurance company so I’m assuming it will go right into my bank? Hopefully it is before 
It will if you have direct deposit setup with Service Canada.
You can phone Service Canada and ask.
If you know how to log in, you can see your direct deposit info online.
https://www.canada.ca/en/employment-social-development/services/my-account.html
My spouse also received direct and we received about 3 weeks after the call. You will have it for sure by Feb 25 before your first CPP monthly deposit! Happy for you that the approval came.
Why should any money we receive from the Government go to our Private Insurance Company? We are deducted money every month off our pay checks by the Canadian Government so that if we are laid off by the company or Union we work for because due to an Illness or Injury that they pay us a monthly amount of money until we are able to go back to work, not that they will pay some other company that you also paid monthly payments to for coverage incase you were unable to work. Otherwise why would we get two seperate deductions from our paychecks every month while we are working?
Ryan Mulligan
Only money the insurance company paid you is deducted.
They don’t want you to get paid twice for the same time period.
For an LTD policy they doesn’t claw back CPP disability you (or your company) would have had to buy a more expensive LTD group policy, but most companies cheap out and don’t do this