I’ve been on LTD (through my union’s insurance) and CPP for about 2.5 years now as a result of a brain injury. Like most brain injuries, the doctors at the time of my injury couldn’t say if I would regain normal function ever if at all. So early on I was eligible for CCP-D because my deficits prevented me from working and were of a indefinite nature and time period.
Now, I have progressed to the point where I feel I’m ready to be retrained for a different career, but I had a conservation with my rehab counselor recently and he mentioned that I am going to have to apply for CPP-D soon, OR get started very soon at my retraining. According to him, if I was going to apply for schooling while on CPP-D, it would cause a whole review of my case and potentially, clawing back of any CPP-D money I had received so far. I don’t know how I should approach this. I have been getting CPP-D for about 2 years now, and having my LTD monthly payments deducted by the amount I get from CPP-D.
Is this a common issue? Or is he trying to just trying to motivate me to get on applying for school? And, is there any harm in telling him that I’m getting CPP-D? There’s no chance I could do my old job again, and I’ve got about 30 working years ahead of me. Any advice appreciated!
The CPP Disability Administration offers what I consider to be one of the very best vocational rehabilitation / work transition programs in the Country. The CPP Disability Vocational Rehabilitation Program is designed EXACTLY for your situation.
They like to work with people like you who are motivated to try and return to the workforce.
If you are approved for the Voc Rehab program, they will pay for your schooling or retraining. They allow you to keep getting CPPD payment while in school and working for up to two years I believe. You don’t have to pay it back. If things don’t work out, you can just keep getting the CPPD.
The situation your counsellor is describing is one where a person just goes back to work without telling CPPD. Or goes to school without telling them. This won’t apply to you because you are approved for CPPD. You should have no hesitation about reaching out to CPPD about their Vocational Rehab Program.
David Brannen
Disability Lawyer with Resolute Legal
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