Pros/cons on authorize to communicate Information

Please explain to me what is important to check off and what is not. I feel vulnerable checking option 1 as I don’t see why my insurer should be entitled to any information they want.

I have checked off option a,b,c,d but am unclear as to what e means and the importance.

My spouse only signed for A, B, C and D-like you have shown. That is all that is required. We only sent that form back as in his policy he is required to allow for reasonable authorizations of information.

That is all they would need,

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