Need help for LTD

I am on LWOP while waiting for LTD appeal result. My EI started and it shows benefit type “sickness-major attached benefits”. What does it mean? Service Canada told me that I can also apply for EI after my sick leave ends? Why is that? I am in a permanent position, am I not qualify for DI?

EI sickness is paid to people who are incapable of work because of illness or injury. It is a type of short-term disability benefit that is paid before a person’s LTD benefits kick in. You could possibly apply for Regular EI after the EI sickness ends, but that is not a good idea if you have ongoing disability and your LTD claim is ongoing. You can’t get Regular EI and have an open LTD claim – you can do it, but it will make it impossible to ever get the LTD claim approved. This is because to qualify for Regular EI you need to certify that you are “willing and able to work”, which is contrary to claiming you can’t work because of disability. It gets more complicated and I am giving general advice here.


David Brannen

Disability Lawyer with Resolute Legal

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Thanks a lot David for your comment. I’m on EI but it will end this month. If my DI doesn’t get approved, I don’t know what to do. My doctor has provided enough information. Thank you.

If the long-term disability gets denied, consider seeking help from a disability lawyer for the appeal. Some lawyers (us included) will help early on at the internal appeal stage to try and get faster approvals. There are often options for no-win, no-fee type arrangements. You can reach out to our support team if you want to learn more about this.

I am just waiting for their response on my appeal. I will definitely contact you if it gets denied again.

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