Ltd, Medical Benefits and CPPD Approval

1

If approved by CPPD does your Employer terminate your employment i.e. your Medical Benefits?

I am on LTD with medical benefits from my Employer now for 5 years. I applied for CPPD, per my LTD Insurance request and now a decision is expected in September.

  1. Does the information we submit in the CPPD application get shared to our Employer? Maybe via the LTD Insurance provider?
2

It depends on the employer. Some will keep you on indefinitely others won’t.

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3

I am in an union environment so we have a collective agreement that is well laid out. Been approved for LTD and CPPD but my collective agreement states the first 2 years the employer will pay all medical/dental premiums. The HR staff said after 2 years have passed I can continue with the employer medical/dental plan but then I would have to pay the monthly premiums. Fortunately my wife has a government job and has an excellent benefits package so I will go on her plan. Best to check in with your HR department or read your collective agreement if you have one as it really depends from person to person.

4

Yep,
I still have employer benefits after 5 years but I am resigned to the fact they could disappear any time.
I’m hoping that the won’t until at least after work has stabilized re: covid.
It’d be really nice if they never do.
They probably get lower rates for the more employees they have so I’m hoping. :slight_smile:

5

Mine weren’t. I’m at 6 yrs off and they still pay my benefits and into my pension

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