Except for retirement benefits, all income is considered payable when a person is entitled to it, whether or not it has been awarded or received. If it has not been awarded, XXXX will have the right to estimate it according to the terms of any plans or legislation involved. Retirement benefits are considered payable when they are actually received.
I do not want to sign the Irrevocable Consent to Deduct and Pay an Insurer but the clause above is what my Insurer is using to say I have too.
My position is that CPP disability determines entitlement-not my Insurer.
Therefore if I apply in good faith they should not reduce my monthly benefit until CPP advises if I will receive benefits.
If they reduce my benefits I do plan to file a statement of claim on this and other issues related to their mishandling of rehabilitaion.
What is your thoughts ( understand I am not asking for legal advice!) on Irrevocable Consent to Deduct and Pay an Insurer form?
I understand they have a right to the retroactive lump sum if awarded-unless they wrongfully cut me off in the future.