Person I know is currently on STD for Stress due to workplace harassment and a poisoned work environment. This is 2nd occurrence recently. They were on 1st instance but went back voluntarily only to crash again, so went back off. They are seeing doctors, taking meds, doing programs, etc but insurer has set a date they must return to work or be cut off.
Their doctor has not cleared them to return however. Apparently the insurer for the company they work for frequently tries to send people back before LTD kicks in and they start having to pay for their salaries.
If the person goes back off again, the insurer just starts the STD clock again and not combine the previous time off towards the LTD required time off amount.
Any assistance would be appreciated.