Impact of termination of employment on LTD Payments


#1

Will the LTD be discontinued if the employer terminates you due to “frustration”?


My LTD Insurer is forcing me to apply for CPP disability - can this cause me to lose my job?
#2

No. A termination by the employer for frustration will not affect your LTD payments in any way. Your LTD is only tied to your employment in the sense that your claim must have started while you were “actively employed”. Once the claim is approved, you can be terminated form employment or resign and it has no impact on your right to long-term disability benefits.