I’m asking for your kind assistance – I have severe schizophrenia, it is difficult for me to work as medication doesn’t seem responsive in my situation. The worst part of is the suicidal ideation – intrusive thoughts of suicide, they are truly horrific but I get by – I got diagnosed while on STD… I was on STD for one year, then Manulife denied me LTD.
Manulife is denying me due to pre-existing condition issue – which I don’t understand as I was perfectly fine prior to beginning my job, I did very well during the interview process.
I’ve been wanting to get help from this forum for months, because I have access to a computer at the Eaton Center now thanks to Apple. I’ve ended up on the streets – because I feel safer there than in shelters to be honest and also Manulife agents can’t corner me the way they did in the shelters.
Now it has been 12 months since my lawyer took on my case, perhaps now he is at the superior courts – and I have a deposition to attend in 3 months time… I have not applied for CPP-D because I am not qualified as I did not work for 4 out of 6 years (I have less than 25 years in). I am also not qualified for Ontario Works either – in fact, technically, I am fully employed by my employer, at least on paper.
Is there any hope? Will Manulife finally come to their senses, stop following me around with their agents everywhere in Starbucks, in Tim Hortons… making slight comments about my attire, offering “help”… and also, I want to know that I will receive some funds as I don’t enjoy living this way and had a very nice life before all of this started.
Am I disqualified now from lump sum payments? How long does it usually take for a settlement to be reached? During deposition, can Manulife be ordered to cease and desist monitoring me with their agents?
It isn’t fair that I am disqualified from Ontario Works although they did give me TTC tokens.