I can give good advice, but did not follow my own wisdom!
So I was back on a gradual return to work and could not make it to full hours. So the Insurer denies my claim…and to boot…back dates the denial by a month.
So I have to appeal or sue. Did not follow my advice and in a full blown anxiety attack-sent few emails that I wish I had not. ie-claim file then accommodation request, then policy wording. Nothing rude–just scattered thoughts.
Reason for denial: Psychiatric diagnosis’s and ongoing treatment is not sufficient to show a disability to do your job.
The kicker. My Insurer knows I am being tested for and have a procedure in the next 6 weeks for potential cancer. During my appeal I am on an unauthorized absence and do not qualify for disability if I become sick with another condition.