Denied and told to appeal-new LTD trick

They key point as I mentioned before is that I would argue it is not a NEW claim. It is a continuous claim. Again, I would need to know a lot more and view your policy, but don’t let them tell you that it would be a new claim because not necessarily so.


David Brannen

Disability Lawyer with Resolute Legal

The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please click here to request a free consultation or call toll free 1-877-282-5188 to speak with a member with our disability claim support team.

It’s an application for your phone. You can download it on Google Play. There are several ACR apps but mine is called “Call Recorder - ACR”. It works well.

I’m sorry to hear that. I hope the tests go ok. It is so inhumane how they treat us.