The contract holder, [employer] self-insures the following benefits:
- Extended Health Care
- Emergency Travel Assistance
- Dental Care
This means [employer] has the sole legal and financial liability for the benefits listed above and funds the claims. [insurance company] provides administrative services only (ASO) such as claims adjudication and…
Is the employer given details of my claims?
The following exceptions apply if the result of the change is an increase in coverage:
- if you are not actively working when the change occurs or when Sun Life approves proof of good health, the change cannot take effect before you return to active work.
Can they decrease coverage without exception?