I’m 35 diagnosed with multiple sclerosis. I applied for both CPP Disability and the DTC on March 1st 2018. I received an approval letter for the DTC on March 20.
I received a phone call from service canada two days ago stating that my claim was denied and I would get a letter in the mail explaining how the decision was made and how to appeal. I receive LTD benefits from my employers plan.
The reasoning stated was: …does not have a disability that is severe and prolonged as defined under the CPP legislation.
I was diagnosed with MS in March 2015. I had been off of work since November 2014 awaiting a neurologist appointment (in Feb 2015) as my family doctor and myself suspected Carpal Tunnel. It ended up being multiple sclerosis and my health and capabilities continued to decline.
My LTD sent a letter saying I no longer qualify under the “own occupation” and meet the “Any occupation” clause as I’m unable to do any occupation with gainful employment.
I’m aware of the high percentage of denials in regard to CPP-D. However I’m confused as to how I can be disabled enough for DTC but not the CPP-D.
There is no cure for MS, it’s a debilitating disease that you don’t recover from like a headache.
I’m at a loss right now. The wind has been completely taken out of my sail. Any ideas of what to do would be greatly appreciated.