The short answer is “yes”. You are not tied to a specific job or province if you apply for long-term disability. On the practical side, however, it can cause problems in that the insurer will take issue with fact that it is generally easier for a person to return from disability claim to their historical employer, than it is to seek out new employment. This is technically not relevant to the claim for disability, but it is something I believe is considered. The only other issue I see when people move is that they can’t find a new doctor and that is usually the source of the problems going forward. People can’t get regular care from a doctor and can’t get into the rehabilition programs, etc they were on in their former province. When you move you still have the obligation to have ongoing care form a doctor and to continue your treatment plan. My view is that you are not a prisoner and should move (or take a vacation) like any other person would – just keep in mind the things I say above.
David Brannen
Disability Lawyer with Resolute Legal
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