Can you collect CERB and CPP Disability?

I would assume you worked 12 months and if that is $5000 then apply.

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If I were you I would apply for it because there are thousands of people who work cash jobs including many contractors and they will get CERB.

I talked to Service Canada representative today and told her about your question. She said as long as you earned $5,000 from October 2019 to the time you stopped working in 2020 then you can apply.

@katiemartens is right.

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They will have to declare those cash earnings on their tax return otherwise Service Canada will ask them to give CERB back.

I would still apply if extrapolating earnings from Oct over the previous 9 months is over $5k but it is your choice.
Try to plan to pay it back though.

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So if my husband made 5000 in self-employment income since January this year, and gets CPP-D, he can get the CERB? All 8000 and it has no impact to CERB

Looks like Service Canada has updated their FAQs regarding this. I’m sharing a screenshot from their page below.

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I am a little late to this thread, but CERB is not employment income. I have a blog article coming out next week where I go into more detail. People receiving CPPD or other disability benefits are entitled to the CERB if they meet the $5000 earnings criteria (and can prove it). Otherwise most people receiving CPPD or other disability benefits won’t qualify. However, if you do qualify I agree you should not feel guilty in any way for applying.

Receiving the CERB does not mean you are willing and able to work in the sense of EI requirements. It just means you lost work because of COVID-19.

Where you can get into problems is if you say you earn $5000 in income but can’t prove it with a paper trail.

There are not going to be clawbacks from CPP or LTD etc. The clawback would be from Revenue Canada once they do the audits next tax year. The plan is that if they determine you shouldn’t have got the money, they add it to your “taxes” owing for next year. So for next year, peoples tax returns will include taxes owing + any refund of CERB. People can appeal assessments using the normal Revenue Canada appeals process. That is how we believe it is going to work and will be explaining in a blog post on the main website next week.


David Brannen

Disability Lawyer with Resolute Legal

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I just called CERB and was able to get through in less than 5 minutes 1 833 699 0299; I am also on CPP Disability and inquire on eligibility for any relief benefits. Unfortunately, WE , on CPP Disability is NOT qualified for any benefits, as this is not considered as income. Its better to know now, than pay them back later .

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Some people on CPPD also have other income though.

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If you also worked in the past year and work for example one day a week and have lost your job due to Covid I don’t see anywhere that you wouldn’t qualify for CERB. I also called and CPP Disability is not considered income when it comes to CERB but I was employed last year making over $5000. I make minimal on CPP disability, can anyone chime in on whether CERB would cover you?

You would have needed ongoing income that you lost due to COVID. So if you made 5k dog-sitting that got cancelled because your clients are working from home now, but not for income you lost due to your own non-COVID-related disability.

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We need to start complaining and maybe we will get some funds. I usually buy one hundred pills at a time to save the dispensing fee but now our government is limiting medication supplies to thirty days. We have to pay dispensensing fees everytime so more out of pocket expenses for us.

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It’s not the government.
The pharmacy association recommended that to their members.
It’s only a recommendation, my pharmacy still gave me 90 days.
They justify it by saying their costs went up because they have to buy gloves and hand sanitizer.

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450 would be nice I cannot qualify and I only receive CPP disability all I received was 290 back in April …but everyone states they got more ??

People receiving OAS got more, not people on CPP.

I got one payment of 290.00 thats all …back in April and my CPP Disability is only 935 per/month… just not right in my opinion …

And some of us on CPPD are in post secondary school so we get the student equivalent of CERB, called CESB. No work income requirement. So I got $8000! Sweet!

If you receive CPP-Disability you are eligible for CERB if you meet the following requirements. You must have earned at least $5000 in employment income in 2019. You have to be currently either employed or self-employed and have either lost your job or if self-employed, lost income due to Covid-19. For the first two weeks of March you must have had zero employment income and after that you cannot have earned more than $1000 in each 4 week period in which you apply for and receive CERB. CPP-Disability is not counted as employment income for the $5000 in income required for 2019 nor is it considered employment income for the $1000 monthly employment earnings limit (ie. you can earn $1000 in monthly employment income and receive your CPP-Disability payment as well as receive the CERB). If you do not meet the above requirements you will have to have to repay your CERB.

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Now that CERB is ending and being replaced by CRB, a lot of people here will have the same question about how CPPD treats CRB income? If we don’t know the answer to that, do we know how they usually treat EI income, does it go towards your $5800 in allowable earnings?

CRB also requires you to be ready and able to work and not place undue availability restrictions. Not sure if people fully disabled but previously able to work part-time would have an issue there. That wasn’t a qualifier in CERB.