Will I Lose my LTD after 65?


#1

Hello

I am presently on LTD from Great-West Life along with CPP disability Benefits and have been for 20 Years. I am presently 58 years old and wondering if when I turn 65, do I lose my benefits with Great West Life? I realize that my CPP will be reduced but not sure about my Great West Life Benefits?

Thank you
K


#2

When you were approved for LTD your insurance may have sent you a letter stating when LTD will end. As far as I know LTD ends at 65.


#3

My employee booklet says that LTD ends at 65. Do you have an employee booklet? If not you could request one from your employer.


#4

Mine ends at 65 (most do) but some don’t.
You really need your benefit booklet.


#5

Your disability plan will state when your benefits end. While 65 is a common age, it may or may not be when your benefits end. It is possible it could be earlier if you have access to a workplace pension. It is very rare for any disability plan to pay longer than age 65, unless it is a private plan and you are self employed.


David Brannen

Disability Lawyer with Resolute Legal

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