Will I Lose my LTD after 65?


I am presently on LTD from Great-West Life along with CPP disability Benefits and have been for 20 Years. I am presently 58 years old and wondering if when I turn 65, do I lose my benefits with Great West Life? I realize that my CPP will be reduced but not sure about my Great West Life Benefits?

Thank you

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When you were approved for LTD your insurance may have sent you a letter stating when LTD will end. As far as I know LTD ends at 65.

My employee booklet says that LTD ends at 65. Do you have an employee booklet? If not you could request one from your employer.

Mine ends at 65 (most do) but some don’t.
You really need your benefit booklet.

Your disability plan will state when your benefits end. While 65 is a common age, it may or may not be when your benefits end. It is possible it could be earlier if you have access to a workplace pension. It is very rare for any disability plan to pay longer than age 65, unless it is a private plan and you are self employed.

David Brannen

Disability Lawyer with Resolute Legal

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