Hi, I have been struggling and have just been approved by insurance for long term disability. Just when I felt relieved that I had time and could focus on getting better, I got approved by WCB! It didn’t feel like good news because: LTD was going to pay me while I recover, without pushing me to “rehab”. Now WCB needs me to go their rehab program daily to work 2-4 hours. I feel like they are pushing me to go back to work prematurely.
My question: I would rather just stay with insurance LTD, even though the pay is less, and not do the WCB rehab program. What should or could I do? I was told that when WCB steps in, insurance would rather “let them pay”.
Thank you everyone for your help!