Terms and Conditions for referral for Assessment/Treatment services to providers. How do Insurers get away with these agreements?
Your insurer has a treatment provider call you to book an appointment to start treatment for physio, psych. or vocational. Those providers have a duty and obligation to you as the patient.
So how do agreements between the provider and Insurer state that services are being provided to your Insurer and not you?
Clauses like: The following are the terms and conditions for referral of services. These terms and conditions apply at all times with the respect and provision of you or your agent to “the insurer”.
And additional provisions that gives ownership and legal rights over medical reports and the insured’s (your) personal information. Even if the reports are requested by your Insurer to be destroyed?
Can your Insurer contract out a claimants right to privacy and right to access their personal information without telling you or without consent?
I don’t see how that can be legal? Two parties can not enter into a contract that violates another person’s rights?
Are these standard agreements that have just never been challenged?