Receiving dividends and CPPD

I am a shareholder in my husbands company and receive dividends. I am also on CPPD and LTD. Does receiving dividends impact my CPPD?
Thank you

I don’t think they do.
Only employment income might.

CPP disability is not concerned with income you receive, but rather your capacity to earn income, and employment income. If you lack the capacity to earn income, then technically you still qualify for CPP disability even though you may be earning employment income — yes, believe it or not we once won a case for a woman who was earning over the gainful income amount, but we were able to show that this was an unusual situation of a benevolent employer. She was not capable of doing the work and essemtially was being paid for doing nothing.

In your case dividends are passive income (not employment income), which CPPD will not be concerned with. However, it can raise flags on whether you are actually doing work and you are being paid as dividends to hide that fact. So as long as you aren’t cooking the books, you should be fine. :grinning:

David Brannen

Disability Lawyer with Resolute Legal

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