I have my insurer recently sent me this letter that I have been transferred to LTD any occupation but not mentioned till age 65 but only vague statement at this time, I have been approved for CPP disability but what you can make of this letter they have sent me and is this normal for insurer to not specify any details or as such any details or experiences are welcome and when it’s approved is it mean I will be on Ltd maintenance for years till age 65.
This is a typical letter. If your LTD policy runs til age 65 (not all do), then you’ll continue to be on LTD for as long as you are disabled. It’s vague because if a new treatment is developed, or you go into remission, or if a new type of work comes into existence that you could do, then you might stop being disabled at some point. The tone of the letter sounds to me like they don’t expect you to get better.
Thanks for the information Caro appreciate it. So now it’s usually like yearly updates from them or I should expect anything else.
Yes. Maybe not even that. Make sure you keep under the care of your physician and have the best life you are able to with your disabilities.