Hi All,
Will LTD cut you off as soon as you told them that you are planning back to work? Should you appeal?
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Are you going back to work full time or Is it part of a return to work plan that your doctor made?
The first sounds like you ended your disability claim.
I did the first and went to work for a few weeks and then went back on disability and my claim was reinstated.
If you’re being paid by work then why would you need to appeal the disability claim?
I would get a free consult and explain your situation.
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Hi Jammer, thank you for answering my question.
I am going back to work as part of return to work plan. Starting with 2 hours/day 3 days a week (for 2 weeks) then follow up with my doctor. I will start in 11 weeks so I could prepare and plan.
I just got confused (English is my second language) as my case manager told me that I could go back to work and see within 6 months if it fails, I could back to LTD under “recurrence” and she said can be up 2 years to appeal. When she emailed me with the letter stated that my claim now is closed and it said that if I disagree with the decision, I could appeal within 2 months after receive that letter. Its also said they wont reconsidering my appeal after 1 year.
I’m confused if should I appeal now as I only have 2 months to appeal.
What happens if I failed in the first week of my return to work program, will I miss my right to appeal?? I just don’t want to miss the windows for appeal but at same time I don’t know if I will be successful or not as I am not back to work yet.
I would be confused too, it seems like they said two things.
I don’t know how return to work works.
It sounds like you have 6 months to go back on LTD but it also says you have 2 months to appeal.
I would definitely get the free consult with a lawyer.
Maybe @David_Brannen will chime in. 
Thank you for pointing out some important parts. After re read multiple times of the letter, I did not see in the letter everything what she has told me in our phone conversation.
I emailed her today. I requested her for an explanation and a copy of my policy.
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