I received a letter from LTD stating that come November I will be at my 2 year mark. It states that I can do any other occupation and I will be cut off. I’m not even sure how they came to that conclusion. It’s not based on any medical documentation.
At this point, I’m not able to do any work. I’m off for mental health issues and have trouble leaving my house.
Anyone with mental health issues knows it’s not easy and it’s not easy to overcome it. I’m exhausted at the end of the day just trying to manage my symptoms. I’m putting in a lot of work. Even my psychologist says she’s impressed with how hard I’m trying to overcome this. I’m getting better, but it’s so slow. I’m not better than the day before but than 6-8 months ago. It’s that slow.
I tried to return to work and it failed before I even started. I’m going to contact LTD and talk to them about this but any other suggestions to avoid an abrupt end to my benefits. I was thinking of offering to see one of their doctors. I know they can sometimes twist things and I have a friend who was retraumatized by one of their doctors. However, I’m sure there are doctors that will give an honest assessment.
My psychologist recommended volunteering a couple hours a week. Will this affect my benefits? And will they use this as evidence that I can do other work. Even my psychologist said that no one will hire me with the restrictions I have. She thinks volunteering might help me get back into the workplace. Especially since there is less pressure than a paid position.