I’ve read that if your job is terminated while on LTD, it’s not grounds for the LTD provider to terminate your benefits. Does the same hold true if you decide to resign from your job while receiving LTD?
I’ve been on LTD for 6 years for depression (also receiving CPP). After my first year on LTD, I decided to move to a different city to live with my parents because I wasn’t coping well living on my own. I don’t want to return to my old job in my old city. I don’t have any family or social support in that city, and no family physician, psychiatrist, or therapist. Where I live now, I have family and an established medical and therapeutic support system.
I’d like to start working towards doing volunteer work, then find part-time paid employment, with the goal of getting off LTD.
If I tell my LTD provider my plans, can they terminate my benefits because I have no intention of returning to my previous job?
Thanks in advance for any advice.