Good day all,
I am a PSE with around 9 years of service. I have been on LTD (SunLife) since Sep. 2015. I am just now receiving CPP-D. I know that CPP will send retro payments to SunLife, which is fine. I also know that my SunLife payment is “offset” by my CPP-D.
I was advised by my former RVP that retirement for medical reasons was probably best because I would still have benefits and, if my health improved to the point I could work again within 5 years, I could go back on priority. So I applied.
What I am wondering is will SunLife LTD be stopped if I’m retired due to disability? If not, because my service is so little, how will it impact my payments from CPP & SunLife? I know there is a bridge between the two because I’m under 65 but I can’t seem to find clear answers on that.
By the way, I’m new here and I have browsed through numerous other discussions but didn’t see anything that answered this. If there is already something here, if someone could provide the link to it, that’d be greatly appreciated. In fact, any answers are appreciated
TLDR: I’m getting LTD & CPP and want to know if medical retirement will result in the loss of LTD and how will pension payments affect each.