In a car accident while on ltd

Do I report my car accident to ltd insurer?
Do they deduct any money I may get from vehicle insurer

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Were you injured in your car accident? LTD Policies tend to be very specific advising who they require money from - such as - CPP-D, Retirement pension (if someone is getting early retirement payments). Read your Policy carefully to see what other types of income could result in a reduction of your Disability payments.

Yes, you have an obligation to the LTD insurer report things like a car accident. It is a complicated question over whether a LTD insurer can deduct funds paid via a car accident claim. This is very dependent on your policy and the specific laws in your province.

David Brannen

Disability Lawyer with Resolute Legal

The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please click here to request a free consultation or call toll free 1-877-282-5188 to speak with a member with our disability claim support team.