Along with continuing to cope with my chronic illness, I ended falling on cement and broke my elbow & tore my ACL & damaged my MCL on my left knee. Not very functional - I informed the insur company but have not heard anything. Will this be a concern and impact my LTD?
Sorry to hear that you hurt yourself.
If you look at it as a result of side effects from the medications you are taking for your current medical condition or dizziness caused by your illness then it may just blend well with your current LTD.
Just let your Insurer know of your additional injuries and if you have any medical information or prescriptions.
It will not affect your claim.
I hope you will recover, best wishes.
Make sure you tell the doctor looking after your chronic illness.
They might be able to help.
The only requirement under most (if not all) disability policies is that the person is continuously “totally disabled” as defined by the policy. When new reasons for disability arise after the claim has started they just add-on to the proof of total disability and are not a concern at all.
Disability Lawyer with Resolute Legal
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Thank you all so much!!
I can’t figure out what that has to do with LTD.