How does the insurance company estimate the amount of CPP-D?

How does the insurance company estimate the amount of CPP-D to deduct?
What formula do they use?
They don’t have a list of my CPP contributions.

If you go to Service Canada and sign in to my account on their page-you can find the information on all your CPP contributions.

I know my contributions but the insurance company doesn’t have access to that (or do they)?

Yeah, they have no idea. They just make a guesstimate and it could end up that they owe you a refund or that they didn’t deduct enough.

David Brannen

Disability Lawyer with Resolute Legal

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