HELP PLZ! denied LTD, didn't apply for CPP-D, lawsuit now at 12+ months

[jammer]

@joannemcdougall327

Manulife is once again the same people dealing with me. What is strange is that they are not denying that I have these issues, only that I had pre-existing illness and hence am excluded from benefits coverage…

So hard to find information to decide how to present LTD claim

Hi, Welcome to the Forum. I am glad you liked my article on the Secret to Winning a Disability Claim! I consider this to be one of the most important blog articles I have ever written. To answer some of your questions, the pre-existing disability clauses typically only apply if you have been enrolled in the group plan for less than 1 year (sometimes 2 years). Sounds like that does apply, so in a situation like yours the insurer will always look into whether your reason for disability would fall…

@David_Brannen

the pre-existing disability clauses typically only apply if you have been enrolled in the group plan for less than 1 year (sometimes 2 years).

@joannemcdougall327

do you know if the case goes to supreme court I’ll have to be interviewed by the CBC or CP24?

I don’t see why they would.
You would be too small potatoes for them.