My employer has given me notice to terminate my health benefits as of March/19. The data in this is important from a legal standpoint I believe.
My employer states " the two year applies from my initial eligibility for LTD".
Part two - my employer states my extended health benefits will continue for a period of up to two years. Apart form protected leaves under the Employment Standard Act there is “no requirement on an employer to continue benefits…”
My questions are:
- The time frame of the two year timing eligibility they say as I was off September 2016 for an unrelated medical issue. I had a return to work date of April 29/2017. I was on short term disability paid for by EI until January 2017. When my E.I was ending I did apply to LTD however, in January 2017 they denied my LTD claim stating I was “not eligible”.
On April 19/2017 I had an accident that rendered me disabled. This required me to be off work and apply for a new LTD based on my new condition/situation.
I applied for LTD and was finally accepted August 2017. I started to receive payments at this time.
- Can my employer terminate my benefits this March 2019 based on my original LOA in September 2016 in which I was denied LTD?
Or legally do they have to use the two years starting from my “approved eligibility” in August 2017.
I am trying to find out which timeframe is the legal termination time my employer can terminate my benefits.
Sadly it appears they can cut off benefits legally after the two year period. It doesn’t make sense how they can do this when we are still collecting LTD? So hard for us all to loose these benefits that at least gives us something back.
David if you feel this shouldn’t be on the blog. I will call and make an appointment.
Thanks everyone. What an awesome opportunity for us to share our stories and get some much needed support.
Thank you David and team