I have been on LTD for 4 1/2 years and have been paying my extended health benefits premium since day 1 of my injury. We were originally with Manulife, then Desjardin and now Manitoba Blue Cross. I was notified that I would be losing benefits as its company policy to remove an employee on LTD after 1 year. They claim they sent a letter to me at the 1 year mark, but then said they’d extend it for me. Now they’re removing me from them to get everybody on the same page.
Can they remove me from them while I’m still listed as an employee?
No, they sent me a letter stating that I would be removed from the extended health plan, as its company policy that anyone on LTD for a year would lose their benefits. They supposedly sent out a letter at the 1 year mark, but had decided to extend it for me. I never received such letter
My extended health plan is a group insurance plan through the employer, I don’t know why the insurance company would be involved but I don’t pay the premiums (my employer does) so your situation is probably different.
I don’t know.
I am in Ontario and my employer did the same to me although it was only after 15 months. They said. It is thee company policy to remove benefits after the 1 yr mark but because of their error i got the additional 3 months. I think its crappy thing to do when a staff is off on sick leave but apparently not unusual. I ended up purchasing a small benefit package privately.