Does My Husband Qualify for CPP-D?


#1

My husband is diabetic, has Colitis, and had a heart attack in Oct, 2017; He has 5 stents put in and is going through the Burnaby Hospital heart health program. He took an early work retirement pkg a couple of years ago and just applied for his CPP (regular) benefits this past Jan as he turned 60. I’m wondering would he qualify for a CPP-D pension? Is it too late for him to apply?


#2

I know there is a time limit to apply for CPP-D after leaving work.
I don’t remember the details but he is probably close if he left work 2 years ago.
https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-disability-benefit/apply.html
It is better to get CPP-D.


#3

Thanks, I’ll mention this to my husband


#4

If he gets CPP-D for 5 years, he gets more money now and when it converts to regular CPP at 65, those 5 years of not working are not counted as not working.


#5

Once you have been receiving regular CPP for 15 months or more, you can no longer apply to have it converted over to CPP disability. You would have to do the math and figure out if you are past the 15 months, if not get your CPP disability application in ASAP.


David Brannen

Disability Lawyer with Resolute Legal

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