Disfigurement does it qualify

if someone s disfigured would it qualify them for ltd benefits?

what elese can be done

Are you physically unable to work because of it?
If it was a work injury, I guess you would make a WSIB claim (Ontario).
I would guess if the problem is mental and it prevents you from working now, you would qualify for LTD.
I guess if the problem is a mental condition that can’t be treated, you would qualify for LTD.
You need support of your doctor and medical records/visits showing you tried to work.

Ya, I think you would qualify if you have doctor’s support.

Specific injuries or diagnosis do not qualify people for long-term disability, the issue will be whether the condition or injury impairs you to the extend that you cannot perform your own occupation or any other occupation that would be suitable for you, given you age, education, prior earnings etc.

David Brannen

Disability Lawyer with Resolute Legal

_The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliabile manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please click here to request a free consultation or call toll free 1-877-282-5188 to speak with a member with our disability claim support team._strong text

what would they ask for exactly

You would have to prove that you are incapable of working and earning gainful amounts(aprox 14K a year)

We’re talking LTD, though, right?
The insurance company wants to know each function at work you do and why your disability prevents you from doing it.
And you need medical reports to support the disability.

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