Have been receiving LTD pension for the past 1.5 years, LTD company is now asking me to apply for CPPD, which is fine. They are also asking me to apply for a Disability pension from HOOPP, I am currently receiving free accrual until age 65.
What I’m wondering is, am I obligated to apply for a HOOPP Disability pension? I don’t really want to since it would be much less than I would receive at age 65.
I don’t know anything about HOOP but check if it has a special disability provision. Sometimes if you take a pension early for medical reasons you can still get a full pension at normal retirement age.
Check the wording of your LTD Plan. Many of the LTD plans will make it mandatory to apply for the HOOPP disability benefit after a certain number of years.
Disability Lawyer with Resolute Legal
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