Lots of amazing info here wish I found this site sooner!
So with the children’s benefit my policy states:
b) any amount of Canada or Quebec Pension Plan benefits which another member of your family receives or is entitled to receive by reason of your disability
Does this mean my children won’t actually receive it and they will deduct it from the monies I receive? I haven’t been approved yet but I just don’t get how they are entitled to my children’s benefit one whom has a disability herself.
I’m not a lawyer but that’s how I read it
I would get the free free consult with Resolute.
That clause refers to children’s CPP benefits. However, It also depends on whether part you copied is a direct offset clause or an indirect offset clause. Your children still get the CPP payment, it’s just that your LTD might get reduced depending on whether that is a direct or indirect offset clause.
The courts allow offset or deduction of children’s benefits as long as it’s clearly stated in the policy.
David Brannen
Disability Lawyer with Resolute Legal
The response posted above is based on the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with a lawyer, fully explain your situation, and allow the lawyer enough time to research the applicable law and facts required to give an adequate opinion. The basic information provided above is intended as a public service only, a full one-on-one discussion with a lawyer should be done before taking any any action. The information posted on this forum is available to the viewing public and is not intended to create a lawyer client relationship with any person. If you want one-on-one advice, please click here to request a free consultation or call toll free 1-877-282-5188 to speak with a member with our disability claim support team.