Lots of amazing info here wish I found this site sooner!
So with the children’s benefit my policy states:
b) any amount of Canada or Quebec Pension Plan benefits which another member of your family receives or is entitled to receive by reason of your disability
Does this mean my children won’t actually receive it and they will deduct it from the monies I receive? I haven’t been approved yet but I just don’t get how they are entitled to my children’s benefit one whom has a disability herself.
I’m not a lawyer but that’s how I read it
I would get the free free consult with Resolute.
That clause refers to children’s CPP benefits. However, It also depends on whether part you copied is a direct offset clause or an indirect offset clause. Your children still get the CPP payment, it’s just that your LTD might get reduced depending on whether that is a direct or indirect offset clause.
The courts allow offset or deduction of children’s benefits as long as it’s clearly stated in the policy.
Disability Lawyer with Resolute Legal
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