I am going through an appeal process right now, but the more I learn about this whole process and considering the responses I have had thus far from my insurance company and my employer the more I realize that it will likely end up with me getting a lawyer and going to court. I don’t know the entire process or protocol in this regard, but I am starting to get vague answers about it. I am hoping I will get a straight-forward answer here. So, at what point in the process am I permitted to walk away from my union and retain my own legal representation, or am I even permitted to? Is the process of ‘Arbitration’ the same as having a lawyer and going to court? If so, what does this look like?