Length of time after an offer of buyout to the start of negotiations

[Elaine]

This maybe the closest answer to your question.

Disability Insurance Claim Settlement

Hi M - it is important to understand that doing lump-sum buyouts of an APPROVED claim is a voluntary exchange by both you and the insurance company. For that reason, there is nothing to be gained by mentioning a litigation process. You can’t engage the litigation process unless they stop your payments or otherwise breach the disability policy. When you are in discussions with you insurance company regarding a buyout, you have almost zero negotiating leverage. They have the power in this situat…