Taz, this is my first time responding on this site. Greetings from Liza. I’ve got a first question.
Would you be able to share whether or not Sun Life from RCMP Federal Government, Civilians Position AS-02 would be given me the option of a ‘lump sum pay out’?
I’ve inquired twice and was told that according to my policy, it’s impossible. I’m not sure if this is factual or not?
I’ve had several major accidents over my 48 years. As if September 29, 2013, I’ve been placed on ‘Retirement Disability’. I have a very small FederalPension. Sun Life pays a fraction of the AS-02 wage. I’m on CPPD, forced by Sun Life. This is until the age of 65. I’d like an educated opinion IF it’s true. IF not true, is it best to get a Lawyer involved to pursue this for me?
Second question is about health care benefits. I was cut off a while ago. I was sent a letter stating that my federal pension was reduced and there were not enough funds to pay for my Health Benefits. I was sent a letter that I owe upwards of $3,000. Pay or my health benefits would be cut off. I do not have the funds to reinstate my health care plan.
Due to my health, disabilities, care coordinators and advocates changing so much, I have lost track of time frames, paper work and am besides myself since I’ve been cut off and am paying out of pocket health care expenses.
I have a home, pay a mortgage and many other utility and essential bills.
My Husband is self-employed and needs to be my main care giver. This has made things difficult financially. We struggle since 2013.
We firmly believe that having the ability to pay-off our mortgage would be a great financial aide, since we’d be able to afford paying for all the essentials via his self-employment.
Might I then qualify for ODSP? THEN I would have the priviledge of Health care coverage due to multiple disabilities?
This has been lingering in my mind off and on for a few years and would be very much appreciated if I had a professional educated response.